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How long after paying off cc before applying for mortgage

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Comments

  • tidds
    tidds Posts: 132 Forumite
    Also - why are you continuing to just use Santander? You need to go whole of market through a broker that knows what they're doing.
  • ACG
    ACG Posts: 25,093
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Forumite
    You can potentially go to Nationwide directly but nobody on here can say for sure as there is nowhere enough information for anyone to give a definitive answer.

    Personally I think Kingstreet is right. Get to a decent broker who will take control and sort it all out. It is turning in to something far more difficult than it needs to be and blindly seeing lenders is not helping one bit. You are wasting time and potentially damaging your credit score.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • moneysaver12
    moneysaver12 Posts: 2,088
    Part of the Furniture 1,000 Posts Combo Breaker
    Forumite
    Thank you all for your replies. I will suggest to my husband that he finds another broker. It has become stressful
    Married 09/09/09
  • Bonfire_Bride
    Bonfire_Bride Posts: 713
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Forumite
    Seriously...


    Get.A.Broker.
  • moneysaver12
    moneysaver12 Posts: 2,088
    Part of the Furniture 1,000 Posts Combo Breaker
    Forumite
    HI thought I would give an update. Husband applied directly to nationwide last week on Wednesday. Today we got a mortgage offer. We are very happy.
    Married 09/09/09
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