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Am I a first time Buyer
Jwoodhouse17
Posts: 2 Newbie
Hello All,
I separated with an ex girlfriend about 2 years ago, we had a house together which she bought me out of after we split. I know that I have obviously had a mortgage in the past but as I font currently have a house can I classify myself as a First Time buyer?
I ask because their seem to be some good offers available to me if I am.
I only have a small deposit and am looking for a 95% LTV mortgage. Any help would be greatly appreciated.
J
I separated with an ex girlfriend about 2 years ago, we had a house together which she bought me out of after we split. I know that I have obviously had a mortgage in the past but as I font currently have a house can I classify myself as a First Time buyer?
I ask because their seem to be some good offers available to me if I am.
I only have a small deposit and am looking for a 95% LTV mortgage. Any help would be greatly appreciated.
J
0
Comments
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You need to check your shortlisted lenders' criteria.
Some will never treat you as a FTB again. Others will, depending on how long since the transfer of equity was completed.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Thank you. I haven't gotten as far as getting a shortlist together as I didn't know where to start. Think I'm best seeking some advice and then going from there.0
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