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How to take some money out from a property?

Newbie here so apologies if this is a stupid question. I own a flat which I bought a couple of years ago. Current fixed term on mortgage ends in early 2019. I am thinking about buying a bigger property but I would prefer not to sell this one. What are my options to take some equity out of my current flat to be used as part of deposit for the second one?
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Comments

  • poormaria
    poormaria Posts: 189 Forumite
    Go and see a mortgage broker who will see the best way to release the money with as little charges as possible. Some lenders will let you take out without changing the deal. However, a lot of deals are working out a lot better at the moment due to rates. This is what a broker will work out for you though - make sure you use a whole of market rather than an estate agent or a bank

    Do not forget about additional stamp duty charges though
    PoorMoon

    Cleared £15,000 debt whilst being a student full time, bought a house, all whilst working full time.... it can be done!
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