We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Student Loan - Asking for CCA????

Hi,

I recently began repaying my student loan (initially taken out in 1996). The company tracked me down and without thinking I offered to repay the debt at £30 p/m (overall debt was £1800).

Since then I have been written to by Thames Credit regarding a Barclaycard. I then discovered this forum and all the helpful comments within - this DCA has since gone over the 12+2 days in my request for the CCA.

Going back to the Student Loan debt, if I asked for a copy of the CCA and they couldn't supply it - am I within my rights to cease repayment until they do? Has anyone got any experience with Student Loans Co? They are probably for more organised than these other DCAs and since the original debt was taken out with them - would they be more likely in supplying the CCA?

Thanks

Pablo

Comments

  • oscar52
    oscar52 Posts: 2,272 Forumite
    SLC cant supply you with a CCA as you would never had signed one - Student loans dont come under these agreements.
    No Longer works for MBNA as of August 2010 - redundancy money will be nice though.

    Proud to be a Friend of Niddy.
    no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date
  • Thanks for replying. So, in answer to my question. Can I request a copy of my CCA or equivalent?

    Thanks

    Pablo
  • bumpy...bump:o
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.