!!!need help,the process of unsecured loan

tonytony88

hello everyone :
I want a unsecured loan to do little business. i left university last years and done nothing until doday. I just found a job and will be started next week. I had good credit history with HSBC for 5 years ,no ccj,never claim any benefit , private tenant . Just wondering that bank normally required a 3 months income evidence (like wage slip) to process or they dont need any proof evidence when you borrow a unse loan. Also is that possible to obtain a unsecured loan if I dont have any income the moment .

Thank u . :beer:

regularsaver1

no, you will need income and job

jonesMUFCforever

Did you graduate?

Dylanwing

Did you graduate?

Naughty!;)

Quite likely that the Bank will want to see evidence of regular income before offering a loan, but you can always ask, worst outcome is that they (Or the computer) say no.

jonesMUFCforever

My suggestion is to save for 3 months. The amount you can save in this period is the amount (averaged out) you can comfortably afford per month to repay.

If the repayments are higher than this you will struggle.

(Dylan - please let him answer this for himself!)

What University did you go to?
Have you though about suing?

PasturesNew

ejones999 wrote: »

Did you graduate?

Media Studies, not English