Widows pension/Private pension

sleepless_saver

jem16 wrote: »

if the husband was born after 6th October 1945 it will only be 50% that can be inherited.

Maybe not even that under the new state pension scheme. https://www.gov.uk/new-state-pension/inheriting-or-increasing-state-pension-from-a-spouse-or-civil-partner

margaretclare

sleepless_saver wrote: »

Maybe not even that under the new state pension scheme. https://www.gov.uk/new-state-pension/inheriting-or-increasing-state-pension-from-a-spouse-or-civil-partner

Oooops. I'm a bit out of date. Apologies!

jem16

sleepless_saver wrote: »

Maybe not even that under the new state pension scheme. https://www.gov.uk/new-state-pension/inheriting-or-increasing-state-pension-from-a-spouse-or-civil-partner

As husband died before April 2016, she should still be able to inherit additional pension.

xylophone

https://www.gov.uk/additional-state-pension/further-information

sleepless_saver

So at best she would only get a share of his additional state pension.
It would be a good idea for the OP to check her own national insurance record and entitlement to state pension, especially as she is planning to draw a work pension which she expects to stop her income related benefits. These benefits may well include national insurance credits.