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EH - Essex > Hebrides...the next step of the adventure?

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Comments

  • I hope you manage to find some flour EH. I read an article this morning saying that everyone is using their free time to bake and the flour mills are struggling to pack enough small bags that get sold in supermarkets, as most of the flour they produce goes in bigger bags to bakeries, etc.

    I hope you get your balcony fixed and some of your jigsaw done :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • rtandon27
    rtandon27 Posts: 5,726 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ...However we don't (as in REALLY don't!) have anywhere to store such an amount of flour at one time - which is a shame as that would be a decent solution. MrEH has just reported back that L's still have none, and the last few times we have been into a T's they have had no flour at all! ...
    With you on the lack of flour EH - we are really limited to the type of flour that we can use as OH is unable to have fortified flour for health reasons - he has to limit his iron intake.  Anything we normally use for baking is usually imported & unfortified or fresh milled at the source. Neither are available atm!  I was tempted to buy a 25kg bag, but the airtight container cost more than the flour! 😱 OH also pointed out that we would have absolutely nowhere to store said container!
    I was so impressed when he said he'd happily do without bread and cake for the time being!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you manage to get flour soon!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I am glad that you have managed to make your balcony a more beautiful and restful place to be. I am sure it will pay dividends in the months to come. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just browsing back here and thought I'd pop in to say hi. Everything has changed and I am struggling to find my subscribed threads. Have they disappeared?? 
    Hope you are all okay.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Happy Christmas 🎅⛄🎁🎄
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • peb
    peb Posts: 1,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ooh. Waves.  Seen you "about" but wasn't sure if you planned on carrying on your diary.  Looking forward to more camera based activities
  • Hi EH.  Hope all good in your world. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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