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SOA Calculator and others

Clariman
Posts: 1,484 Forumite


Hi. I am the author of the SOA Calculator that is/was widely used here. This is a quick message to ask if it is still being used? I am about to semi-retire so thought it might be fun/useful to write a phone app version of it. Would that be of interest?
Note - although I co-created stoozing.com and wrote the calculators there, I have no financial involvement in the site and haven't for many years, so this is just a genuine 'would this be useful?' question. Who knows, maybe the technical skills to write app versions may be beyond me, but it might be fun to try.
Clariman
Note - although I co-created stoozing.com and wrote the calculators there, I have no financial involvement in the site and haven't for many years, so this is just a genuine 'would this be useful?' question. Who knows, maybe the technical skills to write app versions may be beyond me, but it might be fun to try.
Clariman
Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
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Hi. I am the author of the SOA Calculator that is/was widely used here. This is a quick message to ask if it is still being used? I am about to semi-retire so thought it might be fun/useful to write a phone app version of it. Would that be of interest?
Note - although I co-created stoozing.com and wrote the calculators there, I have no financial involvement in the site and haven't for many years, so this is just a genuine 'would this be useful?' question. Who knows, maybe the technical skills to write app versions may be beyond me, but it might be fun to try.
Clariman
It's definitely being frequently used as the 'go-to' SOA calculator. Cheers for making it!0 -
Great work Clariman! Definitely still in use - the link is in the sticky post at the top of the board and pretty much every new poster on here gets directed to it!
I'd say a phone version of it might well be a useful tool - albeit it still needs to have the functionality that allows it to be pasted across to places like here.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Thanks both. Any other comments appreciated.Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk0
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Thank you Clariman! What you've created is a god-send for we mortals
Could you extend the SOA template into a spending log? Currys/PC World have published a sheet, which has the nice idea of allowing a person to simply compare what they planned against what they actually spent - http://techtalk.currys.co.uk/infographics/microsoft-templates/monthly-budget-planner.html
I think it'd be kinda cool if a person could download their SOA in Excel/ODF format, with the ability to track their expenses alongside.0 -
Hi Clariman
In my capacity as a debt charity representative, I frequently refer forum users to your SOA template in these threads as one that is easy to reproduce in forum discussions, so I hope that bears testimony to the usefulness of your work.
I tend to use MSE exclusively on desktop so I'm not really very well placed to comment on your question about a mobile app. Perhaps the site admin can tell you what % of visitors view it on a mobile device - that may give you a better idea on the potential value of such an app?
All the best
Dennis
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
One downside I would say to the SOA is that it looks at things on a monthly basis. Some folk get paid weekly and have some bills weekly. It should allow for weekly monthly quarterly annually figures for categories as appropriate.Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.0
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Sanctioned_Parts_List wrote: »Could you extend the SOA template into a spending log? Currys/PC World have published a sheet, which has the nice idea of allowing a person to simply compare what they planned against what they actually spent - http://techtalk.currys.co.uk/infographics/microsoft-templates/monthly-budget-planner.html
I think it'd be kinda cool if a person could download their SOA in Excel/ODF format, with the ability to track their expenses alongside.Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk0 -
One downside I would say to the SOA is that it looks at things on a monthly basis. Some folk get paid weekly and have some bills weekly. It should allow for weekly monthly quarterly annually figures for categories as appropriate.Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk0
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Hi there. Creating a spending log within the calculator would require a complete redesign and rebuild. At the moment it stores all the data in cookies on your PC/laptop/Mac. If it was to store detailed transaction data, that would need to be held in a database on a server, which takes me into a whole different area of privacy and security which I didn't want to get into. I think I looked at ways of creating a spreadsheet but there was no easy way of doing it. But I have an idea.0
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