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Remortgage and 3% stamp duty sur charge?
katy123
Posts: 365 Forumite
For some reason my married friend managed to get a mortgage in his name only. But are about to remortgage.
My understanding is that most banks won't allow remortgage if the other partner/spouse is not on mortgage, or is it not on the title deed?
apologies, this has nothing to do with the 3% stamp duty sur-charge.....
My understanding is that most banks won't allow remortgage if the other partner/spouse is not on mortgage, or is it not on the title deed?
apologies, this has nothing to do with the 3% stamp duty sur-charge.....
0
Comments
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Most, but not all, lenders want those named on the mortgage to be named on the deeds too. Likewise most lenders prefer to have all those named on the deeds to also be named on the mortgage.
It is possible for a a spouse to get a mortgage on their own even if their husband/wife will also be living in the property.0
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