We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Help to Buy
Options

lisa88mph
Posts: 200 Forumite


Hi All,
We are just starting the journey of buying our own place using the help to buy equity loan scheme (or at least hoping to).
I am trying to work out whether there are specific mortgages for this that lenders will offer or whether we will just be able to choose from /qualify for a range of regular mortgages but effectively will have a 75% LTV / 25% deposit available when working things out on the mortgage calculators.
I hope this makes sense. Any help would be appreciated.
We are just starting the journey of buying our own place using the help to buy equity loan scheme (or at least hoping to).
I am trying to work out whether there are specific mortgages for this that lenders will offer or whether we will just be able to choose from /qualify for a range of regular mortgages but effectively will have a 75% LTV / 25% deposit available when working things out on the mortgage calculators.
I hope this makes sense. Any help would be appreciated.
0
Comments
-
All lenders have specific products, usually tagged HTB, shared equity, affordable housing etc.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards