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It's finally happened

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I am now debt free for the first time since 2007. Although the last 2 years were just small debts. But after paying off the last £1,060 for Barclaycard and littlewoods this morning and knowing I don't owe anymore money to anyone feels great.

I can now focus on saving. Although paying the last bit of debt off kinda felt anti-climatic. But going from £32k debt in 07 to zero feels great.
Littlewoods £0/£750
Barclaycard £0/£1,000 @ 0% Nov '18

Goal: To be debt free by Oct' 31st 2016.

Now debt free!!!

Comments

  • MrsSave
    MrsSave Posts: 1,817 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Well done :T
    Starting a new debt free journey
    Starting Debt: £5,250
    Current Debt: £4,995.50
    Amount Paid: £254.50 Percentage Paid: 4.84%
    Emergency Fund: £350
  • Well done you!

    Post your news in the sticky and claim your badge :beer::beer::beer:
  • lozzy81
    lozzy81 Posts: 275 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Well done!!!! It's probably not quite sunk in yet.... but you are debt free!!!! :D :beer:
    Virtual sealed pot 2019 member #6 :j
    £0.00/£200 :)
  • A massive well done! Debt free is an awesome achievement... enjoy your moment and celebrate!!! :beer:
    If you can dream it, you can do it - Walt Disney
  • katy_ann
    katy_ann Posts: 1,094 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Congratulations! Remember to post in the debt free roll of honour to get your badge! :)
    Debt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£2025
  • LABMUM
    LABMUM Posts: 157 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Congratulations.
    EFC #185 - £510.00/£1000
    £2.00 Savers #95
    50p Savers Club #8
  • QuietOne
    QuietOne Posts: 145 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Thanks guys. Lozzy81 I think you're right about it not sinking in yet. I will probably notice it on next payday when I have extra money! I will post in the sticky now. Thanks again guys.

    This is a really helpful board for any newcomers.
    Littlewoods £0/£750
    Barclaycard £0/£1,000 @ 0% Nov '18

    Goal: To be debt free by Oct' 31st 2016.

    Now debt free!!!
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Well done QuietOne, enjoy your newly-found debt freedom!


    Dennis
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • Wimbrel
    Wimbrel Posts: 70 Forumite
    Fourth Anniversary 10 Posts PPI Party Pooper
    Congratulations!
  • bubbs
    bubbs Posts: 67,776 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :T:T well done, i admire each and everyone of you on this board its amazing:D
    I am lucky , very lucky i dont have debt, but you can never say never , but i love reading all your stories.
    Be very very proud of yourselves :T:T:T
    Sealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:
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