Mortgage Worries

Thrugelmir

chrislee2810 wrote: »

I would be speaking to the FOS about this, they refunded the fees on a closed account, surely by refunding they are admitting liability?

No. Debt collection is an expensive business. So sometimes writing off the debt owed is the most cost effective resolution to close the matter.

mije1983

Bonfire_Bride wrote: »

Get a broker...have you got a good deposit? That can work wonders

5% by the looks of it.

greyroofer wrote: »

I want to buy a new home with Help to Buy Equity Loan for £320k. I will have a deposit of £16k

greyroofer

I have £16k so far but I will have over 5%. I want to buy a new build but I'm going to take the chance of a deal when the builder has a house of the week maybe Feb. Seems that you get lots more for your money.

With the help to buy equity loan I'll have a 25% deposit and I pass all the criteria.

I'm also nervous about brexit price drops between exchange and completion so I'm not buying off plan.

xyz123

If ur username indicates ur profession and in case u r self employed, keep in mind you will need to demonstrate 100k income. Good luck.

csgohan4

100k and you only have 16 k savings.....

greyroofer

It's six months savings.

I'm not a roofer. There amis a grey roof out of the window and it was available. :-) I work in IT.