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Getting on track but appreciate input!
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If the Halifax card you have applied for is the one with no fee it looks like you can do purchases at 0% for 6 months then goes up to 18.95%. Balance transfers are 25 months. Is the credit card you have on 0%?
6 months is not long enough for you to clear your overdraft and the card so I cannot see how that will help you. You may end up paying 18.95% on the purchases put on the Halifax card which is probably more expensive than your overdraft. The only way that can be of use to you is if your credit card you have is not on 0% or is coming to the end of its deal.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70000 -
enthusiasticsaver wrote: »How old are they?
19 and 16.0
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
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