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Debt Free Today!!!!! Hope it Inspires You!!!!
gallygirl
Posts: 17,240 Forumite
:j :j :j :j :j :j
Today, thanks to a rebate from the lovely, lovely taxman :kisses3: , I've paid off my debt of £11,743.10. LBM was last August, and I've had 13 paydays since then, the debt = 40% of my take home pay. So, here's where the money came from, in the hope it will inspire someone:
Normal Income8928.63
Wages6319.25
Housekeeping / debt repayment from DD & DS1717.15
Tax Rebate505.63
Expenses from work327.5
Interest59.1
Extra Income1939.88
Quidco761.85
Ebay366.44
Mystery Shopping294
Electricity, BT, gas & water refunds292.6
Mortgage early exit fees refund161.17
82ASK33.82
Green Metropolis30
Odds n sods (would have been squandered)892.97
Piggy Bank savings200.8
Other odds n sods692.17
So, nearly 2k from extra income, mainly from this site, so thanks Martin, and other MSE'ers :kisses2:. And I've really cut back on leccy etc, food shopping, wasting money.
Hope no-one thinks I'm showing off, I just wanted to show that it CAN be done!!!!!!
Off to celebrate (treating myself to a bath instead of a shower..... us MSE'ers know how to live
).
Hey, mortgage, you looking at me...... eat dirt sucker :rotfl: :rotfl: :rotfl: :rotfl: , you're next!!!!!!
Today, thanks to a rebate from the lovely, lovely taxman :kisses3: , I've paid off my debt of £11,743.10. LBM was last August, and I've had 13 paydays since then, the debt = 40% of my take home pay. So, here's where the money came from, in the hope it will inspire someone:
Normal Income8928.63
Wages6319.25
Housekeeping / debt repayment from DD & DS1717.15
Tax Rebate505.63
Expenses from work327.5
Interest59.1
Extra Income1939.88
Quidco761.85
Ebay366.44
Mystery Shopping294
Electricity, BT, gas & water refunds292.6
Mortgage early exit fees refund161.17
82ASK33.82
Green Metropolis30
Odds n sods (would have been squandered)892.97
Piggy Bank savings200.8
Other odds n sods692.17
So, nearly 2k from extra income, mainly from this site, so thanks Martin, and other MSE'ers :kisses2:. And I've really cut back on leccy etc, food shopping, wasting money.
Hope no-one thinks I'm showing off, I just wanted to show that it CAN be done!!!!!!
Off to celebrate (treating myself to a bath instead of a shower..... us MSE'ers know how to live
).Hey, mortgage, you looking at me...... eat dirt sucker :rotfl: :rotfl: :rotfl: :rotfl: , you're next!!!!!!
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"
0
Comments
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That is fab news!!! Congratulations!!!Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015
:j BabySpendalot arrived 26/6/11 :j0 -
Fantastic. Well done you. I cant wait until I can say the same. xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Well done you :T :T :T :T
Gives hope to us all
ym0 -
Well done you, now go and post on the hall of fame if you haven't already done so!!!
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
:beer: Well done !!! :T :T :T :T Its great to hear good news like this !!Mortgage Total: £51,801 / £75,000
Mortgage Overpayments Pot £5340 -
OHH ya beaauuttyyy!! Well done Neil0
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Well done you! MFi3 member 105 - MFW date Oct 2023 - 12 years 9 months more0
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:T Fantastic News Well Done :TNot Buying it 2015!0
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Wow.... Thats awesome:beer:0
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Congratulations, well done you! Debt free since 2014 - now saving for a mortgage deposit :heart2:
This time I'm on top of it! We live and learn :coffee:0
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