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Any more credit checks when completing?

LJG1985
LJG1985 Posts: 33 Forumite
Seventh Anniversary Combo Breaker
in Mortgages & endowments
Hello all

We have exchanged on a new build (back in August!!) and currently waiting as patiently as possible for it to be finished.

I am just curious as to whether there will be any other checks now?

We are not looking at applying for any further credit or anything but have seen some furniture we would like to purchase. If we bought this on a credit card, can it effect our mortgage going through? Not sure if Santander will do any more checks now or they will be satisfied since we have exchanged?

Obviously we are first time buyers so new to everything...

Thanks! :)

Comments

  • ACG
    ACG Posts: 24,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Its not worth the risk.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • amnblog
    amnblog Posts: 12,764 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Do not buy anything on credit between now and completion (except anything on your card that you can clear at the end of the month).
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • LJG1985
    LJG1985 Posts: 33 Forumite
    Seventh Anniversary Combo Breaker
    That's what I thought might be best, thanks for the advice!
This discussion has been closed.
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