Ccj

gemmylouise

Hi looking for some advice please...

I own a flat which was leasehold and the flats in block now own the freehold. The previous man running the company set up to own the freehold was a con man. He took over £3,000 and pocketed it for himself. I refused to pay any more money into the pot which resulted in a ccj being unforced on me. It was sent to a previous address 2 years ago and only found out about it when my partner tried to take out some bike finance.

The man has since left and I am now a director of the company which gave me the ccj! The ccj was for £1,000 and it was paid by Halifax mortgage company without my agreement! I made a complaint about this and was awarded £250 compensation.

How can I get the ccj removed?

Thanks

fatbelly

Apply for set aside

https://www.nationaldebtline.org/EW/factsheets/Pages/howtosetasideacountycourtjudgment/settingasideaccj.aspx

Get agreement from the creditor that they will not oppose the application.

In your case, shouldn't be difficult. Will cost £255 unless you are on a low income though (factsheet explains)

There might be a complication if the ccj has ben marked 'settled' - has it?

datlex

I am puzzled as a leaseholder surely you were liable for paying the lease relevant to your property. What the person did with the money whilst not a good thing is irrelevant.