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Precise mortgages decline
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As majority have recommended, I would also suggest trying a high street lender. I was initially using a broker who tried with Halifax and I was declined an AIP. I then moved to another broker who also tried with Halifax and I got accepted and now have exchanged on a property....:jFinally going to be a homeowner:T0
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Yep to all those thinking no main stream lender will help then at least try and speak direct to them or via a broker
You will save yourself thousands and have a decision in a few days rather than weeks
It's always worth a try , sincere good luck if your waiting and worrying0 -
Well we were declined by halifax DIP so decided to give Aldermore a go as out broker seems to think every thing will go through fine.
Our case is slightly more complicated due to having 2 lease cars. one in which we get for a friend using my husbands scheme through work. Both cars come off his payslip and friend pays into bank. Mortgage companies won't take this income into consideration... nightmare.
Anyway so far our application went in with Aldermore on Monday. They did a hard search on our credit files the same day. They then asked for some clarification on my income. Salary increased only 2 months ago. This was all sorted and valuation booked for this Monday. They've been so quick. I was expecting us to have to wait weeks. Really impressed so far.
We got an OK rate with free valuation so saved some money ��0 -
That all sounds promising . Hope your offer comes through soon0
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Well valuation was carried out this afternoon. Anyone know how long it takes from now to either get an offer of decline? I have everything crossed.0
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We got our mortgage offer!!!!!! Still can't quite believe it0
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Congratulations Lyndsey:jFinally going to be a homeowner:T0
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Did you ever manage to get a mortgage. We're 7 weeks in and nooooo valuation as of yet0
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Whigh mortgage company have you applied with. We went with Aldermore and valuation and offer was all done within 2 weeks. We had a very persistent broker who pushed it through quickly.0
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