Spreadsheets

[Deleted User]

Morning Peeps,

Does anyone have a spreadsheet that they don't mind throwing my way??

I have one that I use, but I think it needs refining, so I'm after ideas to possibly improve it.

Thanks you lovely lot

Pmo2
X

clairebear81

Hope you don't mind me jumping on this? I could do with a new one too, lol x

SeaDweller

I would, but I can't share the link to it

Essentially it is a long list of expenditures:

Mortgage/Rent
Bills*
Yearly*
(annual purchases divided by 12 for monthly cost)
(includes holidays, car repair, clothes, line rental etc.)
(it gets put into a saving account)
Credit Card**
(static repayment split between purchases)
(because I see a credit card as a short term loan)
Saving
(short term saving goals)
ISA
(long term saving goals)
Disposable
(budgeted outgoings that are not simple bills)
(like lunch or groceries)

Spendable = Income*** - subtotals

* Rounded up to nearest £1
** Plus calculated interest, and rounded
*** A table lets you enter your yearly Gross and calculates the monthly net & taxes

Fivebyfive

Try the money advise service, they have a great budget spreadsheet