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I can do this / Arrrgghhh

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  • :beer:


    No problem re the soa

    Well done re saving on your phone bill, if you do switch any utility bill providers always go through topcashback.co.uk first go compare are on there and its a good level of cashback too move energy providers.


    Yes, I found out about Topcashback through this forum, I love it! Got a cheap deal and £39 cashback, win win! As far as I know we're paying as little as possible on all utilities now (OH even gets f&f discount on broadband).

    Feeling positive and on top of things at last.
    [STRIKE]Debts £5956.40[/STRIKE] £5172.76/COLOR] :T
  • £5628.60

    It hurts now. I really want a night out or a weekend away :(
    [STRIKE]Debts £5956.40[/STRIKE] £5172.76/COLOR] :T
  • Well done for getting your debt down, you're doing really well.

    Keep going xx
  • £5628.60

    It hurts now. I really want a night out or a weekend away :(

    What is it - 5 weeks until Christmas? I suspect what you *actually* want is a change of scene, and that will definitely be one, no? AND I bet there will be nights out as part of it too!

    How much can you get shifted off your debt between now and then, do you reckon?
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • What is it - 5 weeks until Christmas? I suspect what you *actually* want is a change of scene, and that will definitely be one, no? AND I bet there will be nights out as part of it too!

    How much can you get shifted off your debt between now and then, do you reckon?

    Well I'm down to about 100 on the payday loan and hoping to get that paid off today.

    I'm pretty good with Christmas spending - no family and I spread out the gift buying over a few months - concentrating on finding something meaningful for the recipient rather than just the latest brand or fad (I'm not materialistic at all, debt is from leaving a bad relationship with only the clothes on my back).

    Anyway, enough of the life story.

    Thanks for the support. Feels good now the numbers are going down. I've planned work over every weekend til the one before xmas so I couldn't go out or anything anyway. Gives me something to look forward to!
    [STRIKE]Debts £5956.40[/STRIKE] £5172.76/COLOR] :T
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Try doing surveys :) that way can get amazon vouchers and during year you can have a we treat to yourself :) opinion world is my personal fave and they have a quarterly prize of £5,000 draw they enter you into... I am not one who promotes things like that but I won last month and its got me out debt so you never know xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Thanks!

    Down to about £5400 of debt now, I'll add it up later.

    Sunny loans are all paid off. Just got 2 credit cards and an overdraft.

    Business is going really well, all household bills paid until at least end of the year (most I paid upfront until March/April).

    Definitely feeling a lot better. Had a few meals out with my partner and seen friends for coffee etc. It's such a relief having less debt hanging over me.


    Thanks for reading, offering tips and cheering me along. It really has all been such a help :)
    [STRIKE]Debts £5956.40[/STRIKE] £5172.76/COLOR] :T
  • £5172.76 yay
    [STRIKE]Debts £5956.40[/STRIKE] £5172.76/COLOR] :T
  • £4750

    Yayyy! Hoping my credit score starts to improve now I'm not using all of my available credit.
    [STRIKE]Debts £5956.40[/STRIKE] £5172.76/COLOR] :T
  • Yes, I found out about Topcashback through this forum, I love it! Got a cheap deal and £39 cashback, win win! As far as I know we're paying as little as possible on all utilities now (OH even gets f&f discount on broadband).

    Feeling positive and on top of things at last.


    Santa is nearly here re topcashback over the xmas period remember these retailers are on tc

    Argos
    Just Eat
    Ebay
    Halfords and many many more
    Cashback Earnings YTD £46.04 Survey Earnings YTD £182.66
    "Always always train, be the best version of you that you can physically be"
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