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Madness

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  • sourcrates
    sourcrates Posts: 31,582 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    MrsTinks wrote: »
    People say not to wait to have kids... I dont know, and I doubt anyone can truly give you the right answer for you...

    34 is not ancient, friends of mine started their families later than that, others way earlier. I would say right now a year is not the longest wait... how much can you get your deb down in a year? How will your budget look with maternity pay? Child care? Extra cost of said child/children?

    Do a full SOA and people will be able to tell you where you can cut back and how soon you may be able to possibly be debt free...

    Does anybody ever start a family at the right time ?

    And how do you gauge just when "the right time is" ?

    I'd just crack on and let nature take its course, life is too short to stick to endless deadlines worrying if you can afford it or not, my first child was born at possibly the worst time in our debt crisis, but we managed, and you will too.

    I always think the best decisions are those taken on Impulse.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Smodlet,

    I merely recognised the start of your sig & I have always liked the poem, so I thought I would share that with the community. It was meant to 'recognise' what good taste you had, rather than a slur.
    Debt is a symptom, solve the problem.
  • Smodlet
    Smodlet Posts: 6,976 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you so much, enjoyyourshoes, for the clarification. I thought I was being accused of defiling a work of art, literary vandalism or worse.

    I am truly sorry I misquoted your signature. I shall remember in future and give credit where it is due.

    S x :T
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