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How much spare cash?
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About £1,700, but like others I don't consider it spare as it gets allocated somewhere.0
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I haven't posted here in a while but found this topic quite interesting. At the moment after my monthly bills and credit card I have roughly between £350 - £400 a month. But after doing a lot of overtime in September my pay will be a lot more than usual so if calculated correctly I will allocate £780 to pay off my credit card, £500 rent, £267.78 to pay off my smart watch which I ordered from Littlewoods, £42.75 for Virgin Media and £47 for my Phone contract. Which will leave me with roughly £280 which will be carried over to next pay which then I will pay my phone off on O2 refresh.
So by December's pay, I'll have three bills to pay, £500 rent, £42.75 for Virgin and £27 for mobile contract so that will leave me with between £600 to £700 a month which will go into savings.Littlewoods £0/£750
Barclaycard £0/£1,000 @ 0% Nov '18
Goal: To be debt free by Oct' 31st 2016.
Now debt free!!!0
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