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waiting for mortgage and switching energy providers, renewing insurance?

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Hi

Basically, we still wait for proper house valuation from Santander, although we have mortgage acceptance, subject to valuation.

Now our energy provide and insurance contracts come to an end and I would like to switch providers as I get better deals than the renewals.

Does that affect mortgage applications? As insurance providers do the credit file search...
I own an EV. AMA
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