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Old CCJ Mortgage
Options
Beebop15
Posts: 3 Newbie
Hi Everyone
I am really in the dark here... We have recently been approached by a family member with a property on the market for sale of £100,000 beautiful place.
We are currently in rental 525pcm both work two jobs each affordability isnt an issue
However.. two CCJs one to the value of £550 to be removed on 29/011/2016
Second 21/08/2018 value £255.00 due to a water bill I didn't receive at my new address after a violent relationship. We have approached a broker and he has advised we stand a good chance. Never used one before and feel we are putting a lot of trust into him.
Has anyone else had a similar experience or can anyone offer any advise to hopefully put my mind a rest. Precise mortgages advised we wait until December when the 1st CCJ has been removed but I am afraid we do not have the time as we will loose the house we are interested in.
TIA
I am really in the dark here... We have recently been approached by a family member with a property on the market for sale of £100,000 beautiful place.
We are currently in rental 525pcm both work two jobs each affordability isnt an issue
However.. two CCJs one to the value of £550 to be removed on 29/011/2016
Second 21/08/2018 value £255.00 due to a water bill I didn't receive at my new address after a violent relationship. We have approached a broker and he has advised we stand a good chance. Never used one before and feel we are putting a lot of trust into him.
Has anyone else had a similar experience or can anyone offer any advise to hopefully put my mind a rest. Precise mortgages advised we wait until December when the 1st CCJ has been removed but I am afraid we do not have the time as we will loose the house we are interested in.
TIA
0
Comments
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What's the loan to value?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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I'd imagine there would be a solution out there however I'd probably use Precise as a last chance saloon option rather than a first choice.I am a Mortgage BrokerYou should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Hi Guys
Quick update process being carried with Kennsington valuation accepted 29.12.2016 provided further proof of address, Unfortunately they closed for the festive period and hoping for a response from our broker tomorrow. We first made contact with out broker 03.10.2016 it hasnt been the quickest process for sure.
Fingers crossed we get wrapped up soon.0
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