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5% mortgages
Klouise77
Posts: 15 Forumite
sorry title should read 5% deposit, or 95% mortgages!!!!
Hi, looking at buying my first home. OH has previously owned 5 years ago but no longer has it and we rent. Like to know if people have been able to mortgages with a 5 percent deposit and not using the new build help to buy scheme as would prefer not to have a new build. I'd heard previously banks weren't lending with less than 20% but has things changed? We both have good jobs and income but finding it hard to raise a large deposit while renting.
Hi, looking at buying my first home. OH has previously owned 5 years ago but no longer has it and we rent. Like to know if people have been able to mortgages with a 5 percent deposit and not using the new build help to buy scheme as would prefer not to have a new build. I'd heard previously banks weren't lending with less than 20% but has things changed? We both have good jobs and income but finding it hard to raise a large deposit while renting.
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Duplicate - ignore.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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