We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Determined to get rid of my debt ASAP!
Options
Comments
-
EssexHebridean wrote: »Worth bearing in mind for the future though!
Yes, definitely! Something to put in the budget for 2018
! Might even have a better looking credit file by then 0 -
Really sounds like you are getting to grips with budgeting Bilko and once your ct and rent arrears are cleared hopefully it should be a lot easier. I agree with EH that you could do your TV licence monthly at 12.12 as it costs no more to do it that way so no financial advantage in doing it yearly and it will help with your budgeting. Once you are able to I would definitely pay for the meters to be changed as I think the way of you paying for utilities is the most expensive.
Are all the debts on 0%?I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80000 -
If you're looking at money saving options for things that can be paid annually though - telephone line rental can be a good one.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Really sounds like you are getting to grips with budgeting Bilko and once your ct and rent arrears are cleared hopefully it should be a lot easier. I agree with EH that you could do your TV licence monthly at 12.12 as it costs no more to do it that way so no financial advantage in doing it yearly and it will help with your budgeting. Once you are able to I would definitely pay for the meters to be changed as I think the way of you paying for utilities is the most expensive.
Are all the debts on 0%?
Thanks ES! Yes it is unfortunately the most expensive tariff but £300 is just too much ATM, but yes, will be revisited!
They are ALL 0%. Was the first thing I asked for when I sent original emails requesting payment plans I could afford. Helps a lot!If you're looking at money saving options for things that can be paid annually though - telephone line rental can be a good one.
I didn't know this, will look into, thanks EH :beer:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards