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Remortgage Please Advice

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Hi All
Im looking to remortgage my flat as my fix term has finished with Halifax and now they are saying the best they can offer is 2.59% for another 2 years.
Can I get batter deal than that I still have £152k left on my mortgage?



Thank you
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Comments

  • kingstreet
    kingstreet Posts: 39,264 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That would depend on the loan to value represented by that £152k.

    What's the Halifax indexed value?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • kingrulzuk
    kingrulzuk Posts: 1,330 Forumite
    House value was £179k back in 2014, we bought it for £174k,


    Mortgage - £156k
    Deposit - £18k
    2014 mortgage rate was 4.99%


    We still have £152k left to pay
    What happens if you push this button?
  • kingstreet
    kingstreet Posts: 39,264 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You need to establish current value.

    What it was two years ago isn't particularly useful.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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