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Did I reset debt for a further 6 years
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Unfortunately as legal action has been taken all bets are off now.
One of two things will happen, they will either keep asking you to pay and use some form of enforcement action if you don't, or your case may sit at the bottom of there pile.
National Debtline advice above is good.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
:undecided: Just went though my files and it looks like they did. Judgement for claimant at the top for 1st payment 16th Oct 2015.
This is what I received directly after (at their request) sending in a financial statement stating I could only afford £13 a month (I'm on income support, single parent and zero financial help from her father).
So now I know Restons issued a CCJ, why have they now passed it back to Cabot requesting me to call to arrange payment options like this CCJ doesn't even exist?
Hi SBF
I appreciate it may seem odd for Cabot not to acknowledge the Restons CCJ.
Chances are that, having been made aware you are on Income Support, they know it would be pointless (not to mention expensive) to apply to the county court for enforcement as it wouldn't get them their money back any more quickly.
Much cheaper instead to now pepper you with standard debt collection letters which are ten a penny to print off.
Dennis
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0
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