Second Job

ViktorOnopko

Hi all,

My OH earns £21k in her current full-time job. If she takes a second part-time job (evening/weekends) does that incur additional tax if she stays under the next tax threshold (£36k I think?).

Is there additional tax simply for having a second job or is it simply accumulated until your total gross earnings trigger the next tax bracket?

chrisbur

ViktorOnopko wrote: »

Hi all,

My OH earns £21k in her current full-time job. If she takes a second part-time job (evening/weekends) does that incur additional tax if she stays under the next tax threshold (£36k I think?).

Is there additional tax simply for having a second job or is it simply accumulated until your total gross earnings trigger the next tax bracket?

Tax is decided on your total taxable income it does not matter where it comes from. The first £11000 is your tax free allowance and the next £32000 is taxed at 20% and the 40% band starts when your taxable income goes over £43000 These figures may have to be adjusted if you have anything affecting them for example a taxable benefit.
National insurance is different in that for each pay period you get an allowance rather than an allowance for the year. This allowance is given to you for each separate job you have provided the jobs are not connected for example you have two jobs with the same employer, then usually you would only get one allowance.
So tax is the same however many jobs you have but NI may be lower as a result of having two or more jobs, compared to earning the same amount in just one job.

ViktorOnopko

chrisbur wrote: »

Tax is decided on your total taxable income it does not matter where it comes from. The first £11000 is your tax free allowance and the next £32000 is taxed at 20% and the 40% band starts when your taxable income goes over £43000 These figures may have to be adjusted if you have anything affecting them for example a taxable benefit.
National insurance is different in that for each pay period you get an allowance rather than an allowance for the year. This allowance is given to you for each separate job you have provided the jobs are not connected for example you have two jobs with the same employer, then usually you would only get one allowance.
So tax is the same however many jobs you have but NI may be lower as a result of having two or more jobs, compared to earning the same amount in just one job.

Thank you Chris that's very helpful :beer: