We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Debt collection chasing me for NI
Options
AG47
Posts: 1,618 Forumite
Just had a letter saying our records show you have not paid class 2 ni contributions
They are going to send a debt collection agency.
Well I've not been working last few years, I did tell them.
What should I do now?
Is it compulsory to pay even if your not working?
They are going to send a debt collection agency.
Well I've not been working last few years, I did tell them.
What should I do now?
Is it compulsory to pay even if your not working?
Nothing has been fixed since 2008, it was just pushed into the future
0
Comments
-
If you are not working, then you don't have to pay NI.
However, you will find that when you come to retire, you won't be able to get a pension.
How are you living if you're not earning?"There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock0 -
Is this a genuine letter from HMRC ?
Simply ring and advise them your not currently working, and to update there records.
If your not earning, are you claiming any benefits ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Hi AG47
I take it that you are - or at least were - self-employed for a time, as class 2 NICs only apply to this category of worker. Your requirement to pay them can be waived if your weekly income falls below a certain threshold. Did you ever formally de-register as self-employed?
On a general note, it is worth maintaining nominal class 2 contributions as far as possible, as they build up one's entitlement to benefits such as the State Retirement Pension.
Might be worth getting in touch with my colleagues at Business Debtline:
www.businessdebtline.org
Dennis
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
poppasmurf_bewdley wrote: »If you are not working, then you don't have to pay NI.
However, you will find that when you come to retire, you won't be able to get a pension.
How are you living if you're not earning?
I don't think the government will be able to pay anybody by the time I retireNothing has been fixed since 2008, it was just pushed into the future0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards