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Buying for the second time
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I have checked and my early repayment amount is 3% of the outstanding balance. I can port my deal over as well. If I can pay 10% back per year without fee then I think it'd be best to pay 10% off and then move as I'd be reducing the amount I pay 3% on. It hardly makes any difference because my mortgage is so small, a few hundred pounds here and there but it all helps.0
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