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Remove a name from mortgage, and clearing 6k credit card balance
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user15
Posts: 28 Forumite

hi all
if i want to remove a name from a joint mortgage, any idea how much a solicitor would charge to do this?
If I have a balance of 6k on credit card to take advantage of the 0% interest period, and make the min payments, and clear the whole balance in a few days, how long will it approx. take for the cleared balance to show up on my credit report?
i want to clear the 6K credit card balance before trying to remove the name from the mortgage through my lender/solicitor.
if i want to remove a name from a joint mortgage, any idea how much a solicitor would charge to do this?
If I have a balance of 6k on credit card to take advantage of the 0% interest period, and make the min payments, and clear the whole balance in a few days, how long will it approx. take for the cleared balance to show up on my credit report?
i want to clear the 6K credit card balance before trying to remove the name from the mortgage through my lender/solicitor.
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Comments
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hi all
if i want to remove a name from a joint mortgage, any idea how much a solicitor would charge to do this?
If I have a balance of 6k on credit card to take advantage of the 0% interest period, and make the min payments, and clear the whole balance in a few days, how long will it approx. take for the cleared balance to show up on my credit report?
i want to clear the 6K credit card balance before trying to remove the name from the mortgage through my lender/solicitor.
Does the other person named on the mortgage have sufficient income to be able to pay the monthly mortgage payments??"You were only supposed to blow the bl**dy doors off!!"0 -
Can you afford the mortgage solely in your our own name? Do you need to pay the other party for their share of the equity in the property?0
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Yes payments are affordable, and no payment needs to be made for equity. An application would have to be carried out by mortgage lender, but I just wanted to get an idea of costs for solicitors.0
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I recently closed an unused credit card account and paid off £3000 on another credit card - was told it would take 2-3 months to clear off my credit report.Mortgage Free Wannabee
December 2019 £63,712
December 2021 £42,433
August 2022 £34,7470 -
In similar situation to you - my solicitor has already dealt with transfer of property deed to my name through land registry which included the fee of £20 to land registry.
My bank also want £140 'admin fee' if my application is successful to transfer the mortgage to my name.Mortgage Free Wannabee
December 2019 £63,712
December 2021 £42,433
August 2022 £34,7470 -
It's about £300 for the transfer of equity, plus lender's fees, plus land registry fees, sometimes telegraphic transfer fees if it's a remortgage - £500 in all, plus any stamp duty payable.Mortgage Free thanks to ill-health retirement0
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