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Setting aside a CCJ because its not mine

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  • sourcrates
    sourcrates Posts: 31,516 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Claim form should of gone to last known address the creditor had for you.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • fatbelly
    fatbelly Posts: 22,945 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    edited 25 September 2016 at 8:36PM
    Yes, the address the claim was sent to will be on record, and it should be the one it is registered against on your credit report.

    If you look at my second link you will see that you were legally liable for the account. Given the sequence of events however, it may be that eon would consent to setaside as there is no reason for them not to do so - they already have the money. I notice some solicitors advocate this approach

    The most disturbing part of your story is the bailiff fees. Even if this was escalated to the High Court (as it could have been - it was over £600 and not a consumer credit act debt) the fees could not legitimately have been that high - they are set out here

    http://bailiffadviceonline.co.uk/bailiff-fees/high-court-enforcement

    Please let us know how you get on
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