Irish Pension

woolly_wombat

pollyanna24 wrote: »

My dad has worked in England since he moved over here in the 70s when he was in his 20s.

How old is your Dad?

From the links provided by MARTYM8, he will be eligible to claim his Irish pension at age 66.

This link explains how to apply for your pension when you have worked in more than one EU country:
http://europa.eu/youreurope/citizens/work/retire-abroad/state-pensions-abroad/index_en.htm

He should be able to apply for his Irish pension via the International Pension Centre in the UK. Links:
http://europa.eu/youreurope/citizens/national-contact-points/united-kingdom/index_en.htm?topic=work&contacts=id-611493
https://www.gov.uk/international-pension-centre

If he reaches his Irish state pension age after we Brexit then things could get more complicated.....

woolly_wombat

colsten wrote: »

You still get the (pro-rata) payments from the country you contributed in. What the EU gives you is that all times you worked will count towards any minimum number of years that might be required to qualify for a state pension. Examples are in the link I provided, but here's another one:

EU Country A pension rules: must have at least 10 years contributions, full SP requires 30 years contributions

EU Country B pension rules: must have at least 10 years contributions, full SP requires 35 years contributions

Jean has contributed for 9 years in country A, then moved to country B and contributed there for 30 years.

Jean qualifies for 30/35ths of the state pension in country B, paid by country B.

Without the EU protection, she would get nothing from country A as she does not have the minimum number of years in country A. With the EU Directive, country A must consider all her working years in all EU countries when determining whether she qualifies for a state pension. I.e. Jean has 9 + 30 = 39 years, more than the 10 years needed in country A. She therefore also qualifies for 9/30th of the state pension in country A. This will be paid by country A, not by country B.

This sort of stuff is part of the Freedom Of Movement that the British people don't want any longer

Great explanation thanks.

I live in fear that we might leave the EU just before my OH can claim his French pension. Only around 16 quarters but significant in our pension planning. Thankfully there is no 10 year (40 quarter) rule there - yet!

colsten

woolly_wombat wrote: »

I live in fear that we might leave the EU just before my OH can claim his French pension. Only around 16 quarters but significant in our pension planning. Thankfully there is no 10 year (40 quarter) rule there - yet!

Let's hope that the rights people have earned over the last 40-odd years won't get thrown out. It would be extremely unfair and insane if they did, but hey, it wouldn't be the first unfair and insane thing to happen in recent years.

JezR

There are agreements with a number of countries that were in place before the EU-wide system which should just become active again since they were never terminated. Ireland is one of these countries.

When agreements are terminated, in the past it has always been the case that they were not retrospective, ie the agreement continued to be honoured on contributions etc before the termination date.

colsten

JezR wrote: »

When agreements are terminated, in the past it has always been the case that they were not retrospective, ie the agreement continued to be honoured on contributions etc before the termination date.

I hope you are right. Nobody has any idea yet what will happen to the social agreements, or anything else, when we leave the EU.