We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Scottish Widows stakeholder-best funds??

Hi all, am looking at starting a stakeholder pension with Scottish Widows and selecting my own funds within this. Does anyone have any recommendations/comments about their funds based on past performance? Am looking for medium to high risk (75%) with the rest invested in lower risk tracker style funds. Thanks, :D

Comments

  • dunstonh
    dunstonh Posts: 121,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The personal pension is better than the stakeholder. It offers the best of both worlds with the internal range and the external. As a medium/high risk investor, stakeholder really isnt the product for you as the fund ranges available on stakeholders is geared to the basic inexperienced investor who typically is medium risk or lower.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    ... lower risk tracker style funds. Thanks, :D


    Why do you think tracker funds are lower risk?They are not.If anything, they are higher risk.
    Trying to keep it simple...;)
  • Ok but which of their funds available through the stakeholder pension are the best in terms of previous performance? Thanks,
  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    You can look them up for yourself here:

    http://www.trustnet.com/pen/funds/perf.asp
    Trying to keep it simple...;)
  • Cheers for that-just what I was after!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.