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Moorcroft Letter (2) advice on next step please
Comments
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thank you so much, i was getting well and truly confused with time allowed, what letter to send and when
a massive thank you to everyone on here for all your very good and valuable advice0 -
Great advice, as always, from Weller. I can't really add to that.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
well i've done it.... i've sent the final letter (12+2+30days) to them today telling them to beggar off!!!!
be interesting if i hear anything from them0 -
That's great, Spaniel - I really hope that this will be the end of your problem. :T
Keep us posted.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
thanks rog2, if it wasn't for you and weller and crown and many others then i would still be paying them beggars!!
i'll keep you all updated0 -
What happens if they provided it later, say six months on is it still unenforceable.Barclaycard 3800
Nothing to do but hibernate till spring
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They Would Have To Go To Court In Order To Get In Enforcable Again, Which In The Least Would Cost Them More To Do That Than The Origonal Debt Is Worth. They Told Me That The Creditor Who Passed It Over To Them Didn't Give Them A Deed Of Assignmemt Anyway So Its Not Moorcroft That I Owe The Money To Its The Origonal Creditor, In This Case Kays Catalogue0
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Broken_hearted wrote: »What happens if they provided it later, say six months on is it still unenforceable.
As Spaniel says, they would need to get a Court Order to enforce the agreement. However, bearing in mind that they have, in not supplying the cca within the legal time frame, committed a criminal offence, for which they could be fined up to £2,500, then I doubt they would even try.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
I think the time has come to write to halifax and hope they can't find mine.Barclaycard 3800
Nothing to do but hibernate till spring
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Broken_hearted wrote: »I think the time has come to write to halifax and hope they can't find mine.
Why not, BH? If you feel you may have a case - good luck.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0
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