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And so it begins.....
kimplus8
Posts: 994 Forumite
I have just ( yesterday) paid the last bit remaining off the bankruptcy fee and will be pinging it across on Monday- I'm absolutely filled with mixed emotions.
I'm scared, sad, excited and relieved all at the same time.
The unknown is so scary, I'm saddened that it has come to this for me to financially get by, excited that this is the beginning of mine and the kids new life and relieved that the debts and stress will be gone.
Once my BR has gone through I will apply for my decree absolute and move on even more from the last 10 years of complete grief me and the kids have gone through.
This is the end for the past and the start of our new beginning.
This forum and the people on it have been inspiring and profound and I want to thank all of you for being there for me ( in this virtual world) just giving me advice and support.
I'm scared, sad, excited and relieved all at the same time.
The unknown is so scary, I'm saddened that it has come to this for me to financially get by, excited that this is the beginning of mine and the kids new life and relieved that the debts and stress will be gone.
Once my BR has gone through I will apply for my decree absolute and move on even more from the last 10 years of complete grief me and the kids have gone through.
This is the end for the past and the start of our new beginning.
This forum and the people on it have been inspiring and profound and I want to thank all of you for being there for me ( in this virtual world) just giving me advice and support.
Just a single mum, working full time, bit of a nutcase, but mostly sensible, wanting to be Mortgage free by 2035 or less!
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As they say in the movies, it's the beginning of the end.
I came late to reading your diary and then read the whole lot in one go one evening aabout 2-3 weeks ago; I was very excited by the time I read the baby had been born; it was like reading a journey of a formidable woman and I have much respect for you and i really don't know how you do it, but you do.
Like you, I felt so many mixed emotions when that form went in, but 2 months down the line the peace is beginning to sink in and it's a whole lot better than the 12 years or so of debt, DMP's, bailiffs, debt collection agencies, court summonses, F&F rejections and all the rest.
May you find peace now.
And I look forward to the day that we all nolonger need to write on this forum, ( although you do get to meet some very kind people that restore you faith in humanity.)0 -
Best of Luck - the relief I've felt since my application was approved has been massive. X0
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Bless you Kim.
I hope it all goes well. When you're free of your debt, you can move on and start afresh!
Lots of love and hugs to you and your 8 lovely children!
Proud to have lost over 3 stone (45 pounds,) in the past year! :j Now a size 14!
You're not singing anymore........ You're not singing any-more!
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Beginning of a new era for you Kim. Best of luck to you and your children.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
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Good luck to you Kim, the year will fly by, I know as in about 3 weeks I'll be discharged. I thought of it as the start of the rest of my life.0
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that's just it, the start of the rest of my life, mine and the kids.VelvetBrown wrote: »Good luck to you Kim, the year will fly by, I know as in about 3 weeks I'll be discharged. I thought of it as the start of the rest of my life.
we are only looking forwards now.Just a single mum, working full time, bit of a nutcase, but mostly sensible, wanting to be Mortgage free by 2035 or less!0 -
Good luck Kim, I read your diary the other night & just want to say you are amazing!
Use this time to move forward debt free & enjoy your children. A new chapter begins :-)SPC 8 (2015) #485 TOTAL: £334.65
SPC 9 (2016) #485 TOTAL £84
SPC 10 (2017) # 485 TOTAL: £464.80
SPC 11 (2018) #4850 -
Hey, brave lady. So not stalking you, just concerned. Smodlet gone now.
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