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Applying for mortgage as a couple, one employed, one a student

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Cowlegs
Cowlegs Posts: 1 Newbie
in Mortgages & endowments
Dear helpful people of MSE forums,

My partner and I would like to know if, when applying for a mortgage, we would be allowed to borrow what we need. I am employed full time, and my partner can match this with what she receives by entitlements. We have a healthy 40% deposit to put down on the house we are interested in.
Main question is, will mortgage lenders lend based solely on my income, or what both our incomes are?

Regards,
Cowlegs

Comments

  • amnblog
    amnblog Posts: 12,728 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What 'entitlements'?
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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