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Applying for mortgage as a couple, one employed, one a student
Cowlegs
Posts: 1 Newbie
Dear helpful people of MSE forums,
My partner and I would like to know if, when applying for a mortgage, we would be allowed to borrow what we need. I am employed full time, and my partner can match this with what she receives by entitlements. We have a healthy 40% deposit to put down on the house we are interested in.
Main question is, will mortgage lenders lend based solely on my income, or what both our incomes are?
Regards,
Cowlegs
My partner and I would like to know if, when applying for a mortgage, we would be allowed to borrow what we need. I am employed full time, and my partner can match this with what she receives by entitlements. We have a healthy 40% deposit to put down on the house we are interested in.
Main question is, will mortgage lenders lend based solely on my income, or what both our incomes are?
Regards,
Cowlegs
0
Comments
-
What 'entitlements'?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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