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Help Please!
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GregStarz
Posts: 17 Forumite
Hi guys,
I need some urgent help if possible, I'm looking to borrow more with my mortgage company as my property has earn't a fair bit in equity since I purchased it, this doesn't look a problem and it runs alongside my current mortgage.
Anyway, my question is, when I apply would I be better off paying off my credit cards (2 of them) first or would it not really matter? I have the money to pay it off now.
I want to apply for it today.
I need some urgent help if possible, I'm looking to borrow more with my mortgage company as my property has earn't a fair bit in equity since I purchased it, this doesn't look a problem and it runs alongside my current mortgage.
Anyway, my question is, when I apply would I be better off paying off my credit cards (2 of them) first or would it not really matter? I have the money to pay it off now.
I want to apply for it today.
0
Comments
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If it fits affordability with them, it should be personal preference in the main.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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My credit score is 572, is this good enough for me to apply or should I pay a chunk off to help?
If I do pay some off how long does it take to change online so it improves, I don't want to pay some off and apply but it hasn't taken effect.0
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