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Say No to Consolidation - Can I do it?
sammy115
Posts: 15,267 Forumite
As you lot probably Know already I have been a bit down lately... Apart from a tough couple of years this is quite possibly due to being in a bit of debt... and instead of getting better I seem to be getting worse..
However, I have felt better lately and I had the bright idea of consolidating. I know! I know! I would advise anyone against it.....
However, I got the paperwork through and the interest for the loan is going to be more than the loan itself and its over 15 years:eek: So I have had a rethink and I think I am going to decline their very nice offer.:rotfl: But I need to be more focused and try to make inroads into my debt. I am good when I want to be but I am very up and down. Later on I am going to post a new SOA and i am list my debts and I am going to ask you lovely lot to keep me going...:T
However, I have felt better lately and I had the bright idea of consolidating. I know! I know! I would advise anyone against it.....
However, I got the paperwork through and the interest for the loan is going to be more than the loan itself and its over 15 years:eek: So I have had a rethink and I think I am going to decline their very nice offer.:rotfl: But I need to be more focused and try to make inroads into my debt. I am good when I want to be but I am very up and down. Later on I am going to post a new SOA and i am list my debts and I am going to ask you lovely lot to keep me going...:T
Quality is doing something right when no one is looking - Henry Ford
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No problem Sammy, we're always about to help / advise / administer kicks in the rear
They are scary aren't they!No longer using this account for new posts from 20130 -
Grr just lost a post! What I was going to say was that i did give it a great deal of thought prior to applying. I have a lot of payments going out here there and everywhere and I just thought one payment, one problem, but I just no that I would not be able to resist the temptation to run the debt up again. I think I need to be the kind of person who is seriously skint before she puts her MSE head on.Quality is doing something right when no one is looking - Henry Ford
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