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Help to choose which one best new lender or existing

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I got a fix 10 year mortgage with YBS rate 3.89% on £64000 (8 years left and ERC £4500). I'm planning of moving house porting that mortgage and borrow more fromYBS, £66000 at a rate of 2.89% on 10 year fix. Then total £130000, (3.89% for 64000 and 2.89% for 66000). House price is 200000 rest of money will come from equity upon selling of current house. I was just wanted to know whether it would be better to take a 10 year fix of £130000 from another lender offering 2.89% for 10 yr fix with fee of £900. Please advise. Thanks

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  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    Any particular 10 year fix and not a 5 year or 2 year for example? Interest rates are so low at the moment
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • Just wanted some stability, don't like changing again and again.
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    Just wanted some stability, don't like changing again and again.

    Stability doesn't pay
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
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