We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

National Insurance & Pension

Gordon_the_Gopher
Gordon_the_Gopher Posts: 1 Newbie
edited 12 September 2016 at 6:41PM in Employment, jobseeking & training
My employment is ending in a few months.

Since I do not have two years of class 2 national insurance contributions and I have over 16k of savings, I am not entitled to contribution based nor income based JSA. Claiming JSA is not my concern, but gaps in contributions to my state pension is a concern.

Even though I am still 37 years away from state pension age, will gaps in my contributions now affect my eligibility for a full state pension?

Thanks.

Edit: It turns out the google search term I was looking for was state pension qualifying years. Of which, you need 30 to qualify for full state pension. Since I can't delete my own post, I will leave the info here in case its useful to anybody in the future.

Comments

  • anmarj
    anmarj Posts: 1,826 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My employment is ending in a few months.

    Since I do not have two years of class 2 national insurance contributions and I have over 16k of savings, I am not entitled to contribution based nor income based JSA. Claiming JSA is not my concern, but gaps in contributions to my state pension is a concern.

    Even though I am still 37 years away from state pension age, will gaps in my contributions now affect my eligibility for a full state pension?

    Thanks.

    Edit: It turns out the google search term I was looking for was state pension qualifying years. Of which, you need 30 to qualify for full state pension. Since I can't delete my own post, I will leave the info here in case its useful to anybody in the future.


    It actually 35 years since April 2016 :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.