We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Buckle down or take it easy
FinallyDebtfree2017
Posts: 82 Forumite
I would be extremely happy if you can help me.
I have been in debt for the past 12years, paying it almost off, then accumulating more, not much to show for it, the usual story...
However since December I have taken it far more seriously and cut all the unnecessary expenses, like gym etc... And made a really good dent at it.
I have now got the option to buckle down and get it paid off within a year, but basically no social life, holidays etc.. Or I could take it a bit easier and it takes a maximum of two years and I could still have my holidays, social life etc...
My mind says, imagine being debt free in a years time, my heart says you need a break, look after yourself etc etc...
I guess my forum name should give me the answer
What to do???
I have been in debt for the past 12years, paying it almost off, then accumulating more, not much to show for it, the usual story...
However since December I have taken it far more seriously and cut all the unnecessary expenses, like gym etc... And made a really good dent at it.
I have now got the option to buckle down and get it paid off within a year, but basically no social life, holidays etc.. Or I could take it a bit easier and it takes a maximum of two years and I could still have my holidays, social life etc...
My mind says, imagine being debt free in a years time, my heart says you need a break, look after yourself etc etc...
I guess my forum name should give me the answer
What to do???
GOAL 30th November 2017 - 100% paid off, 0% debt left
31st March 61% paid off:T
March 2015 Debt at Highest
31st March 61% paid off:T
March 2015 Debt at Highest
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards