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mortgage chance
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jen_polekitten
Posts: 18 Forumite
Hi all,
just after a bit of advice.
passed the initial credit score check from a lender via my mortgage broker.
i had a recent history of defaults and payday loans however i managed to get straight for a year now.
my question is once i ive found my dream home and they want to see my bank statements, will transferring my savings to my bank account a few times a month affect my application?
i only did this to occasionally treat myself to things, like clothes,and bits an bobs i fancied, as i never thought i would be approved for a mortgage.
obviously this will stop now , just wondering if i messed up my chances of a mortgage going through sucessfully?
my thoughts are my savings is my money, its not like im going into an overdraft or anything ?
just after a bit of advice.
passed the initial credit score check from a lender via my mortgage broker.
i had a recent history of defaults and payday loans however i managed to get straight for a year now.
my question is once i ive found my dream home and they want to see my bank statements, will transferring my savings to my bank account a few times a month affect my application?
i only did this to occasionally treat myself to things, like clothes,and bits an bobs i fancied, as i never thought i would be approved for a mortgage.
obviously this will stop now , just wondering if i messed up my chances of a mortgage going through sucessfully?
my thoughts are my savings is my money, its not like im going into an overdraft or anything ?
0
Comments
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No, it won't.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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