Mortgage with Payday Loans

shell88

Hello,

I was just wondering if anyone has an idea of which mortgage lenders are more lenient when it comes to payday loan use? I have several in my credit file from a about 5/6 years ago, and didn't want to apply to someone that would automatically decline because of this?

Thanks!

Browntoa

You need to speak to a mortgage advisor, an independent one

OrlaAS

Yes i agree with Browntoa,

Some lenders will discount things that happened more than 3 years ago. With a fragile you do not want to go into numerous high street banks requesting a mortgage, they will conduct a 'hard foot print' search on your credit file, affecting your credit rating.

Please let me know if you have any further questions via direct message.

Orla

kingstreet

Orla,

If you are a broker, you will need to add the signature so members can see this.

You should also not invite members to contact you as this is a breach of the MSE terms and conditions of posting.

Members are free to contact you if they choose.

Welcome on board.

Ian