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New credit after mortgage accepted.

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Chrisalex
Chrisalex Posts: 3 Newbie
edited 5 September 2016 at 9:49PM in Mortgages & endowments
Last week we applied for a mortgage with the Halifax using the help to buy scheme, and we were swiftly accepted with no problems.
Would it affect my application if I was to take out a new mobile phone contract, my current contract with EE is half way through its 30 days notice period. Would it be viewed as a like for like credit because mobile credit is common.
My credit score is 912 with experian if that helps and we flew through the budgets.
I know that the lenders will or can run rolling credit checks until completion of the mortgage. The house estimated completion date is 4th December to 24th February so it's a while befor completion.

Any advice would be great.

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A new mobile phone contract shouldn't be an issue. Lenders aren't interested in normal day to day activity.
  • That's good to know. I am a first time buyer and didn't want to do anything that could affect my mortgage.
  • Today I got myself a new phone contract after viewing my credit file and seeing that Halifax have carried out there searches on my account.
    All I am waiting for now is the surveyor to do his/her bit tomorrow before proceeding with the mortgage offer.
    Fingers crossed.
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