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Switching current accounts 6 months before remortgaging
bobcat2
Posts: 72 Forumite
Hello
I'm looking at remortgaging end of April next year when my current fixed deal comes to an end. This will most likely be with a new provider as it looks like much better deals are available than with my current bank ..However I am currently very tempted to switch my current account as it looks like there is £200 cash available for switching to a Co-op bank account. Would this be a stupid thing to do 6 months before looking to remortgage? Is it likely to make it more difficult to get a new mortgage with another provider?
I've had the same current account for around 20 years now.
I'm looking at remortgaging end of April next year when my current fixed deal comes to an end. This will most likely be with a new provider as it looks like much better deals are available than with my current bank ..However I am currently very tempted to switch my current account as it looks like there is £200 cash available for switching to a Co-op bank account. Would this be a stupid thing to do 6 months before looking to remortgage? Is it likely to make it more difficult to get a new mortgage with another provider?
I've had the same current account for around 20 years now.
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Comments
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Keep the 20 year old account. Open a donor account, put 4 DDs on it, and switch that one instead. Easy innit!
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YorkshireBoy wrote: »Keep the 20 year old account. Open a donor account, put 4 DDs on it, and switch that one instead. Easy innit!
Thanks I had thought of that but seemed like a lot of hassle, I do have an old dormant account I could reactivate. Maybe I could go full circle and switch back to that one which is a bank that also offers a bonus! Wondering about the impact on the credit score of such activities though..0
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