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budgeting for a home - a questions for homeowners!
In crunching numbers during our house hunt, I'm curious to hear how other homeowners handle their monthly budgets.
So, homeowners, how much do you have left over at the end of the month after you pay ALL of your bills/life expenses. I'm talking, mortgage, taxes, student loans (if any), personal loans (if any), childcare (if any), groceries, heat/water/electricity/trash, car payments, TV/Internet, cell phones, home security, landscaping, transit to work costs (if any), parking fees, gas, savings allotment, emergency funds, etc.
How much do you have leftover? Do you think it's enough? What do you think is the minimum you'd want to have leftover for discretionary expenses - money to pay for "pleasure" things like dinner out, clothes, movies, random home decor, etc.
So, homeowners, how much do you have left over at the end of the month after you pay ALL of your bills/life expenses. I'm talking, mortgage, taxes, student loans (if any), personal loans (if any), childcare (if any), groceries, heat/water/electricity/trash, car payments, TV/Internet, cell phones, home security, landscaping, transit to work costs (if any), parking fees, gas, savings allotment, emergency funds, etc.
How much do you have leftover? Do you think it's enough? What do you think is the minimum you'd want to have leftover for discretionary expenses - money to pay for "pleasure" things like dinner out, clothes, movies, random home decor, etc.
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Comments
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Go away spammer"Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."0
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You would want enough left over to help build up to at least 3 months salary over the year.0
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Should the number include or exclude my beer fund?? :beer:0
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The more important figures are all the ones you want to exclude. Cover them and the rest is gravy, as they say.0
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