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SOA - not mine - member here who doesnt want to be named...

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  • sammiboo
    sammiboo Posts: 1,110 Forumite
    As others have suggested, i think a spending diary would be a good idea.

    If I had almost £300 left each month then this would definately go towards debt. (so i think extra spending must be going on)

    As i said in my PM paying the minimum on the repayments isnt an efficient way of clearing those cards. Especially with the ones that are of high interest.

    And living at home is the easier way to get yourself debt free, take advantage £80 a month to live at home is much better than the bills I have owning my own house.
    March 2006 £15,200+ in debt April £843.64 in debt - Debt Free date Sept 2009
    Egg Credit Card - £843.64 5.7%
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