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advice about a loan from ex in laws

Hi
I found out that I had a ccj against me this month and managed to get it set aside for non service, the court has given me until 12th Sept to file a defense. The only information I have is that my ex in laws submitted an online claim form stating that I owe them £3850 for a loan. No other information provided.
The only money I have accepted from them was in 2009 as a help for a deposit for a house with my ex husband.. we were paying it back at £50 a month. My marriage broke down in 2013 and my ex kept the house. In late 2013 we agreed via texts that as he is keeping the house he will pay back the deposit money to his parents. I walk away with less than £7000 from the house as 2 years of paying for solicitors was actually putting me in debt. My divorce came through in November 2015. The in laws never in the 2.5 years I was trying to divorce their son said anything more about feeling that I owe them money. I paid half of any joint loans and overdrafts I had with my ex.
Can anyone advise me on where I stand defending this?
Many thanks

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    State what you have put here.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    I guess you've just written it.

    Is there anything documented? I would guess not. In which case PIL would seemingly have a hard time proving anything either. Presumably you can show from bank receipts what you received.
  • bris
    bris Posts: 10,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The courts would set aside the claim and if your convincing would make the in laws honour the original contract which was paying it back at £50 PM as that is the evidence you will have.


    Your agreement with your ex is between you and him and nothing to do with the in laws so you can't use that as an excuse.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    bris wrote: »
    The courts would set aside the claim and if your convincing would make the in laws honour the original contract which was paying it back at £50 PM as that is the evidence you will have.

    Your agreement with your ex is between you and him and nothing to do with the in laws so you can't use that as an excuse.

    Yes but she could use it an a reason to get more money out of the house and threaten a court case with the son if he doesn't pay up. Sauce for the goose etc.
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