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Mandz road to financial freedom,happiness and weightloss

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  • mandz1
    mandz1 Posts: 2,548 Forumite
    wow, not updated for a while, been super busy with a few things.


    Today was my daughters first birthday, shes had lots of new toys and we went up to a local fair this afternoon. She didn't go on anything mainly because the vendors wanted to charge me for riding with her and it would have cost me even more than it already did. DS1 and DS2 both had a lot of money spent on them though and now im going to have to be super careful this half term with money.


    I have being back on the healthy eating/ weightloss since Wednesday and all seems to be going well. I haven't even had any of my daughters giant cookie birthday cake. will have to see if I can get a good result on the scale of Wednesday.


    bills out next week, must take cash out of bank so I don't keep using my card then I can keep track of my spending and not spend the bill money.
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Weigh in was yesterday, did well and lost 5lbs. Very happy. Not setting any little targets as I think that is what previously has put me off track, because if I don't hit them then I give up. Just taking it a week at a time.

    Waiting for some money to hit my bank, should get paid tomorrow. Been very tight since we went and spent a fair bit at the fair on Saturday. Will be more money focused and efficient when ds1 and 2 go back to school as I won't be spending bits and bobs, here there and everywhere.

    New income/outcome done for November. Very lucky as most of my Xmas shopping is done so won't need to get much else, except something else for my mum.
    One birthday in November, rest is just everyday expenses and chiselling down the debt.
    One payment due out tomorrow
    PAD Maker
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hi Mandz, I've just subscribed :) You seem to be doing really well with the debt busting and weightloss!! :j:j xxx
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Welcome loopybecs

    OK so still PADing and I am going to be next months counter upper.
    Bank is looking bleak after a bit of a spendy day, lunch at wetherspoons and ds1 n3ded some new shoes, but the were half price so money saved. Dd needed milk and then I needed milk, bananas and also picked up some sachets of hot chocolate.

    Kids seem on board with healthy eating although I'm sure it won't last long.
    Back to school for ds1 and ds2 tomorrow.

    £10 left in bank and I'm out with the mother tomorrow so won't last long, going to nip to aldi and stock up on some fruit and veg and see what meat they have on offer. Need kids bread also.

    Off out tomorrow night trick or treating with the kids, so may not need to stock up on treat for a while.

    Budget for next month is done hoping to throw extra money at cc and catalogue.

    Right few little bits to do then off to bed.
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Morning,

    Weigh in yesterday, lost 4lbs. Going well and hoping to continue. Have set up a jar to put in money every time I lose £1 per lb I lose. Then I can spend the money on new clothes or a treat when I have lost more.

    Payment sent today to very. Have held some money back as the kids want some new trainers so will be getting them some at the weekend, hoping they both don't go over the top.

    Making a cottage pie tonight with lean beef mince. Can freeze any that doesn't get eaten.

    November plans
    no buying any lottery tickets or scratch cards
    Keep food buying to a minimum, no buying extra.
    Sort out house to get rid of unneeded items
    Try and get back into more surveys
    Keep losing weight
    Enjoy the run up to christmas
    PAD Maker
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